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Wednesday, March 13, 2024

April marks Stress Awareness Month, which provides a great opportunity to shed light on a topic often overlooked in the world of high-net-worth investors, which is mental health. For anyone who is used to managing substantial wealth,...

Wednesday, March 13, 2024

Often, there is a misconception that seeking financial help indicates incompetence or lack of financial self-sufficiency. However, seeking help is the exact opposite. High-performing individuals who excel in their respective fields...

Wednesday, March 13, 2024

Yes, even if you are a business owner or self-employed, you can receive Social Security benefits as long as you have been paying Social Security tax each year. The Social Security Administration defines you as self-employed if you...

Wednesday, March 13, 2024

The integration of tech can amplify the capabilities of financial professionals As investors navigate the dynamic landscape of the financial markets, they find themselves at the intersection of cutting-edge technology and traditional...

Thursday, February 15, 2024

Mom-and-pop shops have always been the cornerstone of our economic communities, especially the smaller ones.

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Thursday, February 15, 2024

Financially, a leap year will affect everybody, whether you realize it or not. Leap year could directly affect you depending on how you live, for example, your employment structure.

Thursday, February 15, 2024

Technology continues to grow and evolve, allowing us to stay connected and perform many daily tasks from home. There is a drawback to technology, however. It often leaves us more vulnerable to scammers.

Thursday, February 15, 2024

The importance of building credit can’t be overstated. Here are a few strategies to consider to help build it:

Thursday, February 1, 2024

Starting a new business is no small feat. It involves several of steps, from the early planning stages to filling out the necessary legal documents. Here are 10 steps to consider when starting a new business.

Thursday, February 1, 2024

Valentine’s Day represents love, but not just for couples. You can also spread the love through sharing your family business succession plan with loved ones.

Thursday, February 1, 2024

Just as a winning team meticulously plans its Super Bowl plays, individuals and families may benefit from developing a comprehensive plan for their estate.

Thursday, February 1, 2024

The Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed into law in December 2019, had significant implications for business owners and employees regarding retirement savings and tax rules. 

Wednesday, January 24, 2024

A backdoor Roth IRA transfers money from a traditional account to the Roth. The “mega” backdoor is a strategy employed by people with a 401(k) plan at work. It is often pursued by higher-income earners who aren’t able...

Monday, January 1, 2024

Determining how your income impacts Social Security (SS) taxes is important for tax planning. Factors that determine how much pay SS tax you pay, depending on your circumstances, include: If you have income from working in retirement....

Monday, January 1, 2024

When it comes to medical or legal advice, the value of getting a second opinion is fairly well established and defined. What about financial decisions? At what point does it make sense to get a second (or a third) opinion on money...

Monday, January 1, 2024

What is an estate tax return? When you die, you will leave behind all your property (everything you own) and debts (everything you owe). All this is called your estate. After the debts have been paid, the various items left in your...

Monday, January 1, 2024

Tax planning might be complex, but it's also essential—especially for high-net-worth families, where missing tax breaks or failing to optimize income could cost significant dollars, maybe millions, over a lifetime. And even in...

Monday, January 1, 2024

People have been making New Year’s resolutions for at least 4,000 years, beginning with the Babylonians, who supposedly made promises to the gods. The idea of transforming our lives for the better, from one year to the next, is...

Tuesday, November 21, 2023

If one of your New Year's resolutions involves enhancing and expanding your investment portfolio, look no further. In a true New Year's Eve countdown tradition, ask yourself these 10 questions to help review your investment plans....

Tuesday, November 21, 2023

The holidays are nearly upon us – a time of giving, goodwill to others, and embracing traditions. For many people, giving to a charity or organization that aligns with your values provides a sense of fulfillment. If you itemize...

Tuesday, November 21, 2023

When it comes to your estate plan, you don’t just have it drafted and put away until it is time for your loved ones to manage your lifetime of affairs. As your world changes year by year, it is critical that you review your...

Tuesday, November 21, 2023

There are chilling similarities – but fundamental differences too On December 7, 2001, a Gallup Poll ran the following headline: “Americans Say Sept. 11 Will Be More Historically Significant Than Pearl Harbor.” That...

Thursday, October 12, 2023

A charitable remainder trust (CRT) can be a highly effective financial and estate planning tool. The CRT can allow you to: avoid capital gains taxes on highly appreciated assets, however when income is distributed to the income...

Thursday, October 12, 2023

Thanksgiving is one of the most widely celebrated holidays in both the U.S. and Canada with the purpose of celebrating the blessings of the past year. It is known as one of the busiest travel holidays of the year and in the U.S is most...

Thursday, October 12, 2023

It might start with a slight cough or a stuffy nose. Within a few hours or days, you might start to experience other symptoms like fatigue, a headache, or maybe even a fever. But pretty soon, no matter how much you want to deny it, it...

Thursday, October 12, 2023

A 401(k) plan is one of the most popular and effective techniques for saving for your retirement. A company will automatically withdraw and contribute money from each paycheck to your 401(k) plan. Some employers will even match a...

Tuesday, October 10, 2023

On Saturday, Hamas, a Palestinian militant group designated as a terrorist organization by the U.S. government, launched an attack on Israel, killing hundreds of civilians and taking dozens more hostage. In response to the attack,...

Sunday, October 1, 2023

Many of you already have estate documents, probably executed many years ago. You need an estate attorney to look over your documents every 10 years or so. Here are a dozen points to review. Do you have a will and powers of attorney for...

Sunday, October 1, 2023

Celebrated on the second Monday of October, Columbus Day marks the arrival of Christopher Columbus in the Americas in 1492, and countries throughout this region celebrate this holiday. People have been celebrating Columbus Day since...

Sunday, October 1, 2023

For many, autumn is the best time of year. The return of cool breezes, comforting foods, and pumpkins can be invigorating. It’s also a bookmark of sorts, especially for your finances—a perfect time to take stock of your...

Wednesday, September 27, 2023

The government is likely to shut down on October 1, as Congress has failed to agree on some type of funding legislation for the 2024 federal fiscal year. Lawmakers are supposed to pass 12 different spending bills to fund agencies...

Wednesday, September 20, 2023

You often hear people discuss "saving for retirement,” but in many cases, they're actually referring to their investing. The adage "you can't save your way to wealth" is simplistic, but has a kernel of truth...

Wednesday, August 23, 2023

The history of US currency is a complex one, but also interesting. You pay using coins and cash nearly every day, but do you really know the intricacies behind the design of a dollar or nickel?

Wednesday, August 23, 2023

Two in three American adults do not have an estate plan, which can protect your assets and ensure that they go to the right people. Here are seven crucial steps to take when beginning estate planning.

Wednesday, August 23, 2023

One of the main concerns about retirement is health care. As healthcare costs continue to rise, medical bills may derail your retirement plan. Though navigating Medicare is a little tricky, these tips can make the process less daunting.

Wednesday, August 23, 2023

Today, life insurance is a crucial part of many estate plans. You can use it to leave much-needed income to your survivors, provide for your children's education, pay off your mortgage, simplify the transfer of assets, and more.

Wednesday, July 26, 2023

As a business owner, putting all your profits back into the business may be tempting. However, when it comes to saving and investing as a business owner, there are long-term paths you should consider. Here are some tips.

Wednesday, July 26, 2023

Shouldn’t every person have a Retirement List that they go through every year, much like a Back-To-School List? And knowing that the answer is yes, what should this Retirement List look like? Consider these items.

Wednesday, July 26, 2023

It's important for individuals to reconsider relying solely on Social Security benefits as a retirement plan. Here are five compelling reasons why you should not solely depend on Social Security as part of your retirement plan.

Wednesday, July 26, 2023

The demand for community living and estate planning services may increase over the next few decades. Do you know what arrangements you need to make when the time comes? What are the differences between elder law and estate planning?

Saturday, July 1, 2023

While many factors may influence your financial situation, social influence is the component that is given the least attention.

Saturday, July 1, 2023

Being a small business owner can be rewarding but also may bring a lot of stress. There are many paths to financial independence; here are a few directions.

Saturday, July 1, 2023

In retirement, it is sometimes necessary to create new social connections and a new social network, especially if you relied on work for your socialization.

Saturday, July 1, 2023

For members of the "Sandwich Generation," estate planning may seem like a low priority. Here are some tips to begin the estate planning process.

Thursday, June 1, 2023

Thanks to the Affordable Care Act, your college student can remain on your health insurance plan until age 26. But there are other insurances you may want to consider for your college student while they're away from home. Whether an...

Thursday, June 1, 2023

If you have always thought estate planning was just for those nearing retirement or already retired, think again. If you own a home, it is important to have a plan in place. Without a will or other arrangements that allow your home to...

Wednesday, May 24, 2023

Those that choose to invest in the education of a family member, friend or acquaintance are investing not only in that individual’s future, but also the future of society. It is an act of generosity, forward-thinking, and love....

Thursday, May 11, 2023

When you're a small business owner, you need to pay extra careful attention to both your business and personal finances. Your financial planning strategies should simultaneously encourage the success of your business while also working...